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Telemedicine

Unexpected medical needs are often difficult to predict and terribly time consuming. Our Telemedicine program provides access to quality medical care 24 hours a day, 7 days a week, 365 days a year, anywhere throughout the United States.

The approach is a very inexpensive alternative for non-emergency related visits. Telemedicine is a great option to lower your healthcare costs by reducing your time away from work, school and family with quality medical access from your home, office or car.

Our telemedicine program’s primary goal is to offer convenient care without sacrificing a credible diagnosis.

  • NO waiting rooms
  • NO copays per consultation
  • Unlimited usage for your family
  1. Call a Doctor
  2. Get Diagnosed
  3. Pick up Prescription

Rest easy knowing all physicians are credentialed by a national third party credentialing agency in accordance with the National Committee for Quality Assurance (NCQA) and the Utilization Review Accreditation Committee (URAC) guidelines.


Accidental Death & Dismemberment (AD&D)

Coverage: AD&D coverage is a safety net for you and your family should the worst happen - coverage for when death occurs as a result of a covered accident. AD&D coverage also extends to include certain covered losses, including loss of a hand or foot, and loss of sight, hearing, or speech.

Features & Benefits to Members:

  • $2,000 in free advanced-checking coverage on a group account
  • $10,000 to $500,000 options in additional coverage available for upgrades
  • Family and Individual plans available
  • 100% of elected benefit amount covered: Accidental loss of life, speech & hearing, both hands or feet, quadriplegia, etc.
  • 75% of elected benefit amount covered: paraplegia
  • 50%: loss of one hand or foot, loss of sight in one eye, speech, hearing, hemiplegia
  • 25%: loss of thumb or index finger of the same hand, uniplegia
  • Common Carrier benefit: the benefit amount payable doubles if the covered loss occurs

Hospital Accident Protection (HAP)

Coverage: HAP insurance helps protect you against out-of-pocket medical expenses not covered by your regular health insurance. In the event of an accidental injury, HAP pays the member cash for every day they’re hospitalized, for every day they’re in intensive care, for a one-time emergency room visit and coverage in the event of accidental death. Eligibility is guaranteed after 18 years of age.

a hand or foot, and loss of sight, hearing, or speech.

 

Features & Benefits to Members:

  • Acceptance is guaranteed, and there is no age cutoff. However, benefits reduce by 50% at age 65, another 50% of that amount at age 75.
  • Emergency cash paid directly to the member, not to the doctors: $400/day for hospital confinement, $800/day for intensive care, $100 for an emergency room visit, $5,000 in accidental death.
  • Family and Individual Plans are available.
  • 60 day trial period at no cost provided.

Business Travel Accident (BTA)

Coverage: BTA insurance covers the member and an accompanying spouse or any children from accidental death & dismemberment while traveling for business reasons – including travel to, from, and during any business trips or relocation. This also covers medical expenses in or out of the country and emergency evacuation or repatriation.

Features & Benefits to Members:

  • Benefits available in $50,000, $150,000, and $300,000 amounts.
  • Member can add a spouse and dependent children.
  • Medical expense amounts covered up to $25,000 nationally or internationally
  • Transportation after stabilization, repatriation of mortal remains
  • Political evacuation expense amount covered up to $100,000
  • Travel assistance services also included such as emergency travel arrangements, pre-travel information, assistance in replacement of lost or stolen travel documents, legal referrals, translation services, emergency pet housing or pet return, etc.
  • Travel medical assistance services such as worldwide medical and dental referrals, monitoring of treatment, facilitation of hospital payment, coordination of medication, vaccine, blood transfers, medical records transfer, assist in replacement of corrective lenses or medical devices, etc.
  • 100% of elected benefit amount covered: Accidental loss of life, speech & hearing, both hands or feet, quadriplegia, etc.
  • 75% of elected benefit amount covered: paraplegia
  • 50%: loss of one hand or foot, loss of sight in one eye, speech, hearing, hemiplegia
  • 25%: loss of thumb or index finger of the same hand, uniplegia

Identity Theft Resolution

Identify Theft is a pandemic and worsening every year. It occurs when someone uses personal information without permission to commit fraud, financial crimes or theft of funds. These crimes can devastate you, both financially and psychologically. It is vital that your identity thumb print is protected and managed. Leverage our customized Identity Management Solutions regarding the prevention of a data breach, fraud, and identity theft.


Guaranteed Auto Protection (GAP)

GAP is a valuable benefit that is offered to borrowers and lessees as part of making an automobile, RV, motorcycle, or watercraft loan or lease. It provides low cost protection to assure loan or lease payoff in the event that the vehicle is totaled or stolen.

Features & Benefits to Members:

  • Coverage amounts of up to $25,000 on any individual vehicle
  • Vehicle prices continue to rise while the value of the vehicle depreciates quickly – but GAP insurance covers you for the original price you paid to purchase your car.
  • Trading in vehicles with a negative equity situation.

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3505 Wildewood Drive
San Angelo, Texas 76904-6433

325-224-3649
info@1cfcuinsurance.com
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(325) 224-3649
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